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Mental health is the next retention lever for your HMO.
Add on-demand therapy and wellness programs to your plans. Reduce stress-related claims, increase enrolee renewal, and pay only for what your members actually use.
Mental health is now a healthcare cost driver — not a soft benefit.
Stress, anxiety, and depression are driving more claims every year. HMOs that ignore mental health are paying for it in hospital visits, higher premiums, and lost enrolees.
Untreated mental health issues
Many enrolees deal with stress, anxiety, and depression without proper care — driving higher hospital visits and higher costs for HMOs.
Stress-related claims keep growing
High blood pressure, heart disease, and insomnia all fuel more frequent claims, pushing up costs for both HMOs and enrolees.
What changes when you add mental health to your plans.
Higher claims
Enrolees visit hospitals more often for stress-related issues — costing your HMO more per head.
Loss of enrolees
Buyers increasingly choose plans that cover mental health. Without it, you lose them to HMOs that offer it.
Reactive cost spirals
Conditions worsen when caught late, forcing expensive interventions you could have avoided.
Fewer stress-related claims
Offering mental health care reduces stress-driven hospital visits — and your overall claims burden.
Higher renewal rates
Enrolees with mental health access report stronger satisfaction and are more likely to renew.
Lower acquisition costs
Lower turnover means you spend less replacing churned enrolees with new ones.
Four pillars built around your enrolees.
Everything we build for HMO partnerships ladders up to these four principles — keep it affordable, easy, customizable, and private.
Affordable plans
From ₦4,450 per session — your enrolees get licensed therapists and wellness tools at a price that scales.
Easy access
Enrolees connect with therapists from anywhere, any time. No waiting when help is needed most.
Customizable
Wellness programs tailored to your HMO's plans — so enrolees get the right level of support.
Confidential
Private, judgement-free sessions encourage enrolees to actually get the support they need.
Meet Tolu.
Tolu, a dedicated employee at XYZ company, was facing growing anxiety and stress. Her performance started to slip, and she took more sick days, unable to keep up with the demands of her role.
Her employer introduced Mytherapist.ng through their corporate wellness program. Within weeks, Tolu connected with a therapist, started using the platform's meditation exercises, and began to manage her stress effectively.
Productivity up. Sick days down. Engagement restored.
Investing in mental health support directly benefits employee performance and reduces absenteeism.— Tolu Ciroma, a fictional employee going through real struggles.
What HMO partners can expect in year one.
fewer hospital visits related to stress and anxiety
increase in enrolee satisfaction
saved in stress-related healthcare costs in year one
Wellness is a margin lever, not a line item.
For every ₦1 you spend on wellness, your HMO can expect ₦3–₦5 back through reduced claims, lower hospital visits, and stronger renewal. Mental health support keeps conditions from worsening — so you avoid the expensive treatments downstream.
Pay only for sessions your enrolees actually use.
Flexible therapy, workshops, and services across five therapist tiers. Volume discounts scale with your enrolee count. No long-term contracts.
How it works
Pre-fund your organisation's wallet with ₦50,000 – ₦1,000,000. Enrolees' therapy sessions draw from your balance. Tiers let you control which pricing pool each enrolee group can book from.
Pick PayGo if you…
Want flexibility, plan to pilot mental health services, or prefer to pay based on actual usage rather than a fixed subscription. Built for HMOs with varying demand.
Tiers, explained
Standard
30+ mid-career therapists & psychologists providing essential support across a wide range of needs.
Premium
35+ experienced professionals equipped to address moderate to complex mental health concerns.
Platinum
25+ highly skilled professionals with extensive experience and specialization in specific fields.
Executive
An invite-only roster of 15+ senior therapists & psychiatrists with strong professional track records.
Volume-based pricing
| Therapist tier | 1 – 100 | 101 – 500 | 501 – 2,000 | 2,000+ |
|---|---|---|---|---|
| Standard | ₦4,500 | ₦4,450 | ₦4,400 | ₦4,300 |
| Premium | ₦9,800 | ₦9,700 | ₦9,600 | ₦9,400 |
| Platinum | ₦16,500 | ₦16,250 | ₦16,000 | ₦15,500 |
| Executive I | ₦26,500 | ₦26,000 | ₦25,600 | ₦25,000 |
| Executive II | ₦50,000 | ₦47,500 | ₦45,000 | ₦44,500 |
Per-session rates in NGN. Discounts apply automatically by active enrolee count.
PayGo FAQs
Is there a minimum commitment?
No. You only pay for sessions or services your enrolees use — no contracts or minimums.
How do volume discounts work?
As your number of enrolees grows, per-session rates decrease automatically based on predefined enrollee bands.
Can we mix therapist tiers for different enrolees?
Yes. Assign different enrolee groups to different tiers depending on individual needs and plans.
How quickly can sessions be scheduled?
Sessions can often be booked within 30 minutes of enrolee activation.
From a conversation to a launch in three steps.
- 1
Discovery call
We'll meet with your team to understand your HMO's enrolee mix and goals.
- 2
Custom plan
We design a wellness plan and tier structure that fits your enrolees and budget.
- 3
Launch
Start offering mental health benefits — most HMOs are live within two weeks.
Talk to our HMO partnerships team.
Send us a note or call directly. We'll come back with a plan tailored to your enrolee mix.
What people say about Mytherapist.ng.
We are having a Mental Health session at the office (@tryselar) with Mytherapist.ng, and if I say this session wasn’t needed, I would be lying! Vanessa (the therapist assigned) is great at what she does.
The breathing exercises on this app kept me afloat on a day that seemed to be caving in on me. Highly recommend!
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Give your enrolees the benefit they actually use.
Fewer stress-related claims. Higher renewal rates. Happier enrolees. Let's build a plan that fits your HMO.