Topic
Cost of therapy
What therapy costs in Nigeria, what moves the price, and the ways people pay less, from free helplines to HMO, employer and student cover. These articles are for anyone who wants therapy but isn't sure they can keep paying for it.
Most Nigerians pay for mental health care out of their own pockets, and cost is an honest reason many people never start, or stop early. On Mytherapist.ng each therapist sets their own fee, and you see it on their profile before you book. Most sessions happen by video, voice or chat, so you pay the same from Kano as from Lekki. Help doesn't always cost money: free phone and WhatsApp helplines exist, many universities have a counselling unit, and some employers and HMOs cover sessions.
Start with the cost of therapy in Nigeria, which uses the fees therapists actually charge on the platform, then free and low-cost options. If you have health cover, read how HMO-covered therapy works.
Tell your therapist your budget at the first session. A good one will plan around it rather than let you drift off when the money runs out. You can compare therapists and their rates before you book.
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What Therapy Costs in Nigeria in 2026
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How to Get Affordable Therapy in Nigeria: Free & Low-Cost Options
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The Cost of Therapy in Nigeria (2026 Guide)
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