Topic
Money and mental health
These articles cover money and mental health in Nigeria: cost-of-living worry, black tax, money fights in marriage and betting debt.
Rising prices have squeezed almost every household, and the worry shows up as poor sleep, dread about the future and avoiding bills. Many earners also carry black tax, supporting parents, siblings and wider family with no agreed limit. December adds travel, aso-ebi, gifts and contributions to family events. Sapa, the slang for being suddenly broke, gets said lightly, but the stress behind it is real.
Start with financial anxiety and the cost of living and black tax: helping family without losing you. If betting has left you in debt, read what to do after big losses.
A therapist can't change the economy, but can help you manage the worry so it doesn't take over. You can book a licensed therapist on Mytherapist.ng by video, voice or chat. If money worries feel overwhelming, free support lines are on our helplines page.
Loan App Harassment in Nigeria: Rights and Where to Report
Loan app calling your contacts or threatening you? What Nigeria’s 2025 digital lending rules say, how to report to the FCCPC, and how to cope with the shame.
Introducing Pay for me and Sponsors: let someone else pay for your therapy
Someone else can now pay for your therapy on Mytherapist.ng without seeing your sessions. How Pay for me links and Sponsors work, and what to expect.
Starting Over After 40: Job Loss in Nigeria
Lost your job in your 40s or 50s? What makes it harder in Nigeria, the routes people actually take back to work, protecting your family, and your mind.
How to Stop Betting: A Practical Plan
A step-by-step plan to stop betting: set your goal, cut off access, take money out of reach, handle football-day urges, get support and plan for slips.
Betting Debt: What to Do After Big Losses
Lost big on betting and owe money to friends, banks or loan apps? How to stop the damage, deal with lenders, report loan-app harassment, and get support now.
The First Month After Losing Your Job
Just lost your job in Nigeria? A plan for the first month: final pay and paperwork, your money runway, your pension, health cover, routine and your mind.
Living on the Corper Allowance Without Panic
The NYSC allowance is ₦77,000 a month. What you really get, what can reduce it, how to budget it in any posting, and how to handle money pressure calmly.
Marriage Under Financial Strain
Money problems in marriage usually hurt through secrecy and blame, not only the shortfall. How Nigerian couples can talk about money, debt and family demands.
Ember Months in Nigeria: Meaning, Myths and How to Cope
What the ember months are, why Nigerians brace for September to December, what crash records actually show, and a plan for getting to January intact.
Black Tax: Helping Family Without Losing You
The calls, the transfers, the guilt when you say no. What supporting your family costs mentally, and how to keep giving without going under.
Sports Betting Addiction: When It Stops Being Fun
Betting addiction is a real mental-health condition, not weak willpower. Spot the warning signs, understand why it grips young Nigerians, and get help.
Financial Anxiety: Coping With Nigeria’s Cost-of-Living Stress
Rising prices and money worries are taking a mental toll across Nigeria. Learn to recognise financial anxiety and practical ways to protect your mental health.
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