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Your wallet and payments

Add money, pay for sessions, and where refunds go.

Updated 28 October 2026By the Mytherapist.ng support team

Your wallet holds money for sessions, and it's where refunds land — straight away.

Find your wallet

Tap your balance at the top of the Home tab, or go to Profile → My Wallet. Activity lists every payment in and out.

Add money

  1. Tap Fund wallet and enter an amount of at least ₦1,000.
  2. Choose how to pay:
    • Bank transfer to your own account number — credits instantly.
    • Pay with card.
    • Pay with Paystack — bank transfer, USSD, mobile money or Apple Pay.
    • Pay with Bachs — transfer from any Nigerian bank.
  3. Tap Add ₦… to wallet to pay.

We don't charge a fee to add money.

Paying for a session

At checkout you can pay from your wallet, or pay directly by card or bank transfer. If your wallet is short, tap Add money on the wallet option to top up without leaving your booking.

Refunds

Refunds always go to your wallet, straight away — when a therapist declines, doesn't reply in time or doesn't join, and when you cancel (minus any fee). If a payment went through but your booking didn't, the money is added to your wallet automatically within a minute or two.

Wallet money can't be withdrawn to a bank account from the app. If you need money returned, message us.

Vouchers and gifts

Tap the gift icon in My Wallet to see your Gifts & Vouchers, including reschedule vouchers. To pay for sessions for someone else, tap Gift therapy.

Payment not showing?

Pull down on My Wallet to refresh. If the money has left your bank but still isn't in your wallet, message us with the amount, the time you paid and a screenshot of the debit.

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